Cents I was little I was told by my parents not to spend to much money. I never quite new why it was important until now. I have always loved to send money,but i dint know about Taxes or any of that stuff. I remember they had a conversation about income and how when I baby sat that I should that money or know as income for collage or a car. Now when I go shopping I have a budget.  I cant just waste money like I did when I was little. granted if i could have unlimited i could drop thousands. I have to limit myself. My parents have to pay interest for every thing that the get that they have to borrow money from the bank. They also have an interest rate.  I wish that I had a grace period all the time.